November was an awesome month for every portfolio; the monthly total increase of the portfolio was more than double what it has ever been before. I’m expecting the market to cool down a little and hopefully, it will consolidate instead of drop again. We will see!
Capital Growth Portfolio
In November we finally see some nice returns, 4.84% up from last month!
Portfolio value: €4368.44
Retirement Fund Portfolio
Another awesome monthly performance, last month we saw a -2.2% decline, whereas in November we have an 11.23% increase in the portfolio.
Portfolio value: €535.96
Index Fund & Stock Portfolio
As a said last month, I was bought a little dip in the stock market, and I thought I was too early, and in the first few days, my stocks went down after I bought them. Since I still had some cash left in my position, I wanted to buy some more stocks. So on November 4th, I bought 22 shares of Fisker @ $11.08, because every EV stock was popping and I expected people to start buying every kind they could find. It went exactly as planned, and five days later I sold them at $14.04 apiece, that is a 26.7% increase, awesome!
The next weeks I scoured the market for some new opportunities, I didn’t really find any until 20-11. That’s when I decided to increase my shares in IPOB, so I bought another 15 @ $19.40. The whole portfolio performed really well; there are rumours Slack Technologies is being acquired by Salesforce, which made the stock jump like 40% overnight. The total increase of the portfolio was 31,7%, which is absolutely mental for a stock portfolio, of course! It will probably cool down a little in the coming weeks, haha!
Portfolio value: €2843.96
Passive income: €0
Real Growth/Decline: €626.70
If you want to start investing as well, the platform I’m investing on (DeGiro) currently has a long waiting list, so if you want to start now you should check out eToro.
I didn’t deposit anything in November, just received a €15 signup bonus, which is really nice!
If you are living in the Netherlands and you are interested in using this platform, send me an e-mail on firstname.lastname@example.org. I will send you the affiliate link to enjoy a €15 signup bonus!
Portfolio value: €123.34
P2P Lending Portfolio
No comments, just steady growth!
Portfolio value: €545.40
Passive income: €4.53
If you sign up using my affiliate link, we will both receive 1% of our average daily balance which is paid in 3 instalments for the first 90 days.
Since I wanted to test BlockFi, I moved ₿0.02 from my other crypto assets to this portfolio. The bitcoin will give me an annual percentage yield (APY) of 6%, which is a decent interest on something I’m holding long-term! So far, I received ₿0.00000957, which amounts to $0.18 at the moment I’m writing this. I will receive new interest, every first of the month.
I decided I didn’t only want bitcoin so I invested a small percentage in Ethereum (ETH), which is currently ~38%. I’m not sure whether I want it to be 75-25 or 50-50. Bitcoin has reached a new all-time high, but Ethereum is still a long way off. This doesn’t mean anything of course, but it still gives me something to think about determining the percentages.
Portfolio value: €1131.45
Bitcoin value: 0.04469245
Ethereum value: 0.8818707
Passive income:€ 0.15
Total Portfolio Overview
Portfolio value: €9549.08
Passive income: €4.68
Total growth/decline: €1979.09
Real growth/decline: €1479.09
Ideas for December
As always on the lookout for new stock picks, eyeing IBM, AT&T, Teladoc, JD.com & Facebook.
- Look into separate pages for the different portfolios beside the monthly updates.