March 2022 Monthly Investment Report

In March, we enjoyed a little skiing trip, probably one of the last chances of snow this year. It will be awesome to see the little ones starting skiing next year; really looking forward to that. Last month, I was having some fun again with NFTs on the Hathor blockchain. I traded myself up to 60+ NFTs, starting with around 5 in November, I took out my initial investment, so if it all goes down the drain, it won’t hurt purely financially.

Portfolio wise, it was a good month, the total increase of the portfolio was about 7%.

Capital Growth Portfolio

A decline of -0.05% this month. It looks like it’s slowly flipping sentiment to something more positive.

Portfolio value: €6250.26
Deposits: €100
Growth/decline: €96.84

Retirement Fund Portfolio

After a bigger correction, this portfolio has also flipped sentiment earlier and is already up 3.6%

Portfolio value: €2266.87
Deposits: €100
Growth/decline: €175.32

Index Fund & Stock Portfolio

My BLDE stock buy order hit this month, I bought 40 stocks @ $6.41. The other buy orders haven’t hit yet and might have been too defensive. We will see this month, otherwise, I will have to adjust them to a different level.

Portfolio value: €8027.84
Deposits: €200
Cash: €766.54
Passive income: €17.1
Real Growth/Decline: €350.24

Ideal allocation (December 2021):

  • Stocks: 75%
  • ETFs & Cash: 25%

If you want to start investing as well, the platform I’m investing on is DeGiro, but you can also invest on other platforms like eToro.

Semmie Portfolio

I’ve deposited €50 this month and will probably skip this month and will do another deposit in May.

Portfolio value: €286.83
Deposits: €50
Growth/decline: €7.78

P2P Lending Portfolio

Mintos

Still paused any further deposits. Once I reach €1000 on this platform and €500 on EstateGuru, I will diversify platforms. The last 2 years have been really nice on Mintos.

Portfolio value: €772.88
Deposits: €0
Passive income: €5.13

If you sign up using my affiliate link, we will both receive 1% of our average daily balance, which is paid in 3 instalments for the first 90 days.

EstateGuru

I’m currently invested in 6 projects on EstateGuru with a 9-11% interest rate.

Portfolio value: €371.21
Deposits: €0
Passive income: €3.91

If you sign up using my affiliate link, we will both receive a 0,5% bonus on all the investments done during the first 90 days of your registration on all the investments that move to funded status.

Crypto Portfolio

March was an even better month than February. The crypto portfolio increased by 13.81%! Still another ~38% to go to revisit previous highs, not taking into account the profit I took previously, so it will be harder to achieve those levels this time around.

The rest of the assets are still growing slowly because of the interest. Swissborg is giving me a 4.5% yield on my bitcoin and 7.75% on my USDC. The BlockFi interest rates have increased again this month, unfortunately, bitcoin is still 4.5%. Celsius is becoming more interesting to test because of this.

I also want to remind everyone, especially now that crypto is quickly appreciating in value, how important it is to keep the bulk of your crypto off the exchanges you are trading on. I keep mine on a Ledger.

Portfolio value: €5839.38
Bitcoin value: 0.04992246
Ethereum value: 0.68974605
Deposits: €0
Withdrawals: €0
Growth/decline: €708.36

Total Portfolio Overview

Portfolio value: €23882.11
Deposits: €450
Withdrawals: €0
Passive income*: €26.14
Total growth/decline: €1540.68
Real growth/decline: €1090.68

* This only includes P2P & Dividend

Ideal allocation (January 2022):

  • ETF & Bonds: 45%
  • Stocks: 25%
  • Cash: 0-5%
  • P2P-lending: 5%
  • Crypto: 20%

Ideas for April

Hopefully, some buy orders will hit, otherwise, I might have to adjust them a little, since I don’t want to keep too much cash on hand.

Website Goals

  • Nothing new planned

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