Some March Madness was going on this month in the portfolio; the total portfolio growth was 2-3x of the normal growth. This was mainly because the crypto portfolio exploded.
Capital Growth Portfolio
Portfolio value goes up steadily, after two months of ~0.5% growth. This month was a lot better than the previous months with 2.98% growth.
Portfolio value: €4956.82
Retirement Fund Portfolio
Steady growth in the pension fund, 2.88% monthly ROI.
Portfolio value: €991.41
Index Fund & Stock Portfolio
Not a lot has happened in the portfolio this month because I’m really focused on the crypto part of the portfolio. That being said, last months purchases already delivered some nice dividend this month. I’ve deposited the €200 as always to get my cash balance up again. I will continue to do so in the next months and hopefully increase this amount in the future. Maybe the crypto market will cool down in the coming months, and I can take some profit and move it to the stock portfolio.
By having so many portfolio’s to manage, I’m still unsure about having too many separate stocks. It really takes a lot of time to set up properly. Maybe I will increase the positions on the stocks I have and increase the IDVY (2.99% dividend) and VWRL (1.44% dividend) holdings. However, I will only buy if it lowers my average purchase price, which will hopefully allow me to get my cash position positive first!
Portfolio value: €3846.31
Passive income: €11.40
Real Growth/Decline: €160.73
If you want to start investing as well, the platform I’m investing on (DeGiro), but you can also invest on other platforms like eToro.
No comments, just a little growth!
If you are living in the Netherlands and you are interested in using this platform, send me an e-mail on firstname.lastname@example.org. I will send you the affiliate link to enjoy a €15 signup bonus!
Portfolio value: €131.57
P2P Lending Portfolio
No comments, just steady growth!
Portfolio value: €563.62
Passive income: €5.16
If you sign up using my affiliate link, we will both receive 1% of our average daily balance, which is paid in 3 instalments for the first 90 days.
I said I wanted to test more platforms like BlockFi, so last month I created an account for Swissborg. I’ve deposited €50 and with the signup bonus, this grew to €58.27. Swissborg opened their yield wallet for Ethereum, so I might move some of my Ethereum there because it will yield 7.65% per annum.
Of course I received interest from BlockFi again this month, so far I’m really happy with the performance of this platform. Celsius is still on my list to test, but as you can see, I’m trying Swissborg first!
So on the last day of January, I bought some Hathor with the USDT I moved from crypto.com to KuCoin. My buy price was 0.2406 USDT, and so far, it grew 547%, which is absolutely insane! The increase in the Hathor price made my portfolio coin split really weird though. It now is 38% HTR, 34% BTC & 28% ETH.
Portfolio value: €6209.43
Bitcoin value: 0.04252211
Ethereum value: 1.07571791
Total Portfolio Overview
Portfolio value: €16749.41
Passive income*: €16.41
Total growth/decline: €3427.24
Real growth/decline: €2927.24
* this only includes P2P & Dividend
Ideas for April
This month I’m going to look into new P2P or Real Estate investment options.