June 2022 Monthly Investment Report

Investment Portfolio Overview June 2022

Another bad month for the portfolio with a total decrease of -9.09%. Not as bad as January, but it is the third month in a row the portfolio is going down. Luckily, we had some nice days this month to forget about the bad markets. We visited London and it was Father’s day this month in our country, so it wasn’t all bad!

Capital Growth Portfolio

This month, the portfolio is down 3.86%, which is actually the worst drop we have seen this year for this portfolio. It is also the first time since the COVID-19 crash that the portfolio is below total deposits.

Portfolio value: €5942.56
Deposits: €100
Growth/decline: -€134.88

Retirement Fund Portfolio

My retirement fund portfolio is down -2.94%, again the worst drop we have seen this year.

Portfolio value: €2253.88
Deposits: €100
Growth/decline: €68.39

Index Fund & Stock Portfolio

After buying 6 new positions last month, I bought another two this month.

  • 150 Invitae (NVTA) stocks @ $2.15
  • 40 Snap Inc (SNAP) stocks @ $11.89

I doubled down on Invitae this month and I bought some more Snap Inc stock. The dividend payout this month was the highest I have had at a €28.23 payout.

Portfolio value: €7070.02
Deposits: €200
Cash: -€2311.18
Passive income: €28.23
Real Growth/Decline: -€840.42

Ideal allocation (December 2021):

  • Stocks: 75%
  • ETFs & Cash: 25%

If you want to start investing as well, the platform I’m investing on is DeGiro, but you can also invest on other platforms like eToro.

Semmie Portfolio

No deposits, portfolio down 6.21%.

Portfolio value: €252.04
Deposits: €0
Growth/decline: -€16.68

P2P Lending Portfolio

Mintos

Mintos is probably one of the most boring investment platforms, but for now, it’s been almost 3 years up only, so it’s a really stable factor in my portfolio. Hopefully, nothing bad will happen to the platform in these tough times.

Still paused any further deposits. Once I reach €1000 on this platform and €500 on EstateGuru, I will diversify platforms. The last 2 years have been really nice on Mintos.

Portfolio value: €786.93
Deposits: €0
Passive income: €4.82

If you sign up using my affiliate link, we will both receive 1% of our average daily balance, which is paid in 3 instalments for the first 90 days.

EstateGuru

I’m currently invested in 6 projects on EstateGuru with a 9-11% interest rate.

Portfolio value: €374.59
Deposits: €0
Passive income: €2.17

If you sign up using my affiliate link, we will both receive a 0,5% bonus on all the investments done during the first 90 days of your registration on all the investments that move to funded status.

Crypto Portfolio

This month, another big hit to the crypto portfolio. It is actually down more than last month with 32.74%. Since Bitcoin and Ethereum hit previous all-time high levels (2018), I started buying a bit of both again. I deposited €100 this month and bought 50-50 BTC and ETH.

The rest of the assets are still growing slowly because of the interest. Swissborg is giving me a 4.5% yield on my bitcoin and 7.75% on my USDC. The BlockFi interest rates have increased again this month, unfortunately, bitcoin is still 4.5%. Celsius is becoming more interesting to test because of this.

I also want to remind everyone, especially now that crypto is quickly appreciating in value, how important it is to keep the bulk of your crypto off the exchanges you are trading on. I keep mine on a Ledger.

Portfolio value: €2530.54
Bitcoin value: 0.05535156
Ethereum value: 0.74982273
Deposits: €100
Withdrawals: €0
Growth/decline: -€1083.34

Total Portfolio Overview

Portfolio value: €19340.44
Deposits: €500
Withdrawals: €0
Passive income*: €37.03
Total growth/decline: -€1933.83
Real growth/decline: -€2433.83

* This only includes P2P & Dividend

Ideal allocation (January 2022):

  • ETF & Bonds: 45%
  • Stocks: 25%
  • Cash: 0-5%
  • P2P-lending: 5%
  • Crypto: 20%

Ideas for July

In the coming months, it is time to add some to the cash position and invest a little more in crypto if the crypto portfolio doesn’t turn around. This will be needed to keep the 20% allocation.

Website Goals

  • Nothing new planned

Leave a comment

Your email address will not be published.