June was a decent month again, crypto was down a little and the rest of the portfolio was up again, increasing the total portfolio value. Everything is opening up again and hopefully, this means the start of some more economical growth again, instead of artificially pumped stocks.
Capital Growth Portfolio
The real growth was slightly positive this month at 1.59%, happy with the long-term performance.
Portfolio value: €5385.12
Retirement Fund Portfolio
Steady growth in the pension fund, 1.95% monthly increase.
Portfolio value: €1361.23
Index Fund & Stock Portfolio
This month, I had my chance to take profit on one of my growth stocks; I sold my 21 SPCE stocks for $47.73 each with ~196% profit. Of course, I have FOMO and what-if thoughts again, but profit is profit, and for my growth stocks, I wanted to take a more trading approach. If it gets below my selling price, I might buy in again, or I will move on towards new chances.
Portfolio value: €5609.92
Passive income: €13.68
Real Growth/Decline: €465.94
If you want to start investing as well, the platform I’m investing on (DeGiro), but you can also invest on other platforms like eToro.
No comments, just a little growth!
If you are living in the Netherlands and you are interested in using this platform, send me an e-mail on email@example.com. I will send you the affiliate link to enjoy a €15 signup bonus!
Portfolio value: €137.51
P2P Lending Portfolio
No comments, just steady growth!
Portfolio value: €578.97
Passive income: €6.77
If you sign up using my affiliate link, we will both receive 1% of our average daily balance, which is paid in 3 instalments for the first 90 days.
So in March, I started investing in EstateGuru, which is a P2P lending platform specializing in real estate. This means I’m putting in under P2P, but it also increases the real estate exposure in my portfolio. In the previous months, I deposited €200 and this month another €50. This will probably be it for now since my P2P investments are at 5% of my portfolio again.
I’m currently invested in 4 projects on EstateGuru with 10-11% interest rate. I will invest the remaining €50 as soon as there is a nice project available to invest in. In the future, I will probably look for another platform to increase spread or increase my investment on Mintos, since this platform is really steady and working on getting regulated.
Portfolio value: €252.63
Passive income: €0.88
If you sign up using my affiliate link, we will both receive a 0,5% bonus on all the investments done during the first 90 days of your registration on all the investments that move to funded status.
Crypto is slowing down a little now, which is good. There has been a little decline in the portfolio worth this month, but it hasn’t been going down as fast as last month. If the bitcoin prices drop below $30k towards the previous cycle highs, I might start DCAing in again. For now, I took out more than my initial investment, so riding this wherever it goes.
The rest of the assets are still growing slowly because of the interest. Swissborg is giving me a 4.5% yield on my bitcoin and 7.75% on my USDC. This is a little lower than BlockFi, which has 5.0%, but I like to spread my crypto over different platforms. Celsius is still on my list to test. However, first I want to use the other platforms for a while.
I also want to remind everyone, especially now that crypto is quickly appreciating in value, how important it is to keep the bulk of your crypto off the exchanges you are trading on. I keep mine on a Ledger.
Portfolio value: €3229.68
Bitcoin value: 0.0443066
Ethereum value: 0.83020138
Total Portfolio Overview
Portfolio value: €16611.44
Passive income*: €21.33
Total growth/decline: €584.68
Real growth/decline: €134.68
* this only includes P2P & Dividend
Ideas for July
This month I want to dive into the free selection of ETF’s on DeGiro to bet on trends I see having a bright future since I am noticing I’m short on time looking into separate growth stocks. I do, however, want to keep expanding my dividend stocks.
- Nothing new planned