February 2022 Monthly Investment Report

February is normally not a very busy month in life or on the markets. However, this month with the Russian invasion into Ukraine, the markets have been going crazy. We see a lot of volatility all over the place, mostly to the downside, which is to be expected.

The crypto part of the portfolio did very nice at the time of the snapshot, which caused the portfolio to be in the green for this month.

Capital Growth Portfolio

A decline of -0.40% this month. A small decline this month, it seems we have seen the worst for now.

Portfolio value: €6153.42
Deposits: €100
Growth/decline: €75.53

Retirement Fund Portfolio

We see a bigger correction here than in the Capital Growth portfolio because this portfolio is stocks only. This month the actual decline is 2.60%.

Portfolio value: €2091.55
Deposits: €100
Growth/decline: €46.81

Index Fund & Stock Portfolio

I have put in a lot of buy orders this month, none of them have hit yet, but I’m looking to buy the ETFs: iShares Global Clean Energy (IQQH), iShares Global Water (IQQQ) & iShares Nasdaq US Biotechnology (2B70). I’ve also put some buy orders in for AT&T (T) & Blade Air Mobility (BLDE).

The allocation of the portfolio is quite perfect at the moment, so that is nice, this will change depending on which buy orders hit first in the coming weeks.

Portfolio value: €7477.6
Deposits: €200
Cash: €782.05
Passive income: €9.77
Real Growth/Decline: €107.05

Ideal allocation (December 2021):

  • Stocks: 75%
  • ETFs & Cash: 25%

If you want to start investing as well, the platform I’m investing on is DeGiro, but you can also invest on other platforms like eToro.

Semmie Portfolio

I started depositing here a little as well, the ETFs in this portfolio are performing nicely and are all sustainable investments which I like a lot. I deposited €100 and plan on doing some small deposits in the coming months.

If you are living in the Netherlands and you are interested in using this platform, send me an e-mail on info@coinpooper.com. I will send you the affiliate link to enjoy a €15 signup bonus!

Portfolio value: €229.05
Deposits: €100
Growth/decline: -€7.75

P2P Lending Portfolio

Mintos

I didn’t add any funds in February, because of the war in Ukraine, a lot of loans are being made in Russia and the surrounding countries, so I want to diminish the risk for now. Once I reach €1000 on this platform and €500 on EstateGuru, I will diversify platforms. The last 2 years have been really nice on Mintos.

Portfolio value: €767.75
Deposits: €0
Passive income: €5.06

If you sign up using my affiliate link, we will both receive 1% of our average daily balance, which is paid in 3 instalments for the first 90 days.

EstateGuru

I’m currently invested in 7 projects on EstateGuru with a 9-11% interest rate. I didn’t add any funds, since my P2P is now at 5% of my portfolio, might add next month if the percentages get skewed.

Portfolio value: €367.3
Deposits: €0
Passive income: €2.73

If you sign up using my affiliate link, we will both receive a 0,5% bonus on all the investments done during the first 90 days of your registration on all the investments that move to funded status.

Crypto Portfolio

We saw a little rally at the end of February, so the portfolio is a bit greener since last month. Hopefully, we have seen the worst for now. If not I might start buying large caps again, bitcoin & Ethereum. My bitcoin position grew by 1.22% through staking and lending.

The rest of the assets are still growing slowly because of the interest. Swissborg is giving me a 4.5% yield on my bitcoin and 7.75% on my USDC. The BlockFi interest rates have increased again this month, unfortunately, bitcoin is still 4.5%. Celsius is becoming more interesting to test because of this.

I also want to remind everyone, especially now that crypto is quickly appreciating in value, how important it is to keep the bulk of your crypto off the exchanges you are trading on. I keep mine on a Ledger.

Portfolio value: €5131.02
Bitcoin value: 0.04965
Ethereum value: 0.68867511
Deposits: €0
Withdrawals: €0
Growth/decline: €392.12

Total Portfolio Overview

Portfolio value: €21418.44
Deposits: €500
Withdrawals: €0
Passive income*: €17.56
Total growth/decline: €922.99
Real growth/decline: €422.99

* This only includes P2P & Dividend

Ideal allocation (January 2022):

  • ETF & Bonds: 45%
  • Stocks: 25%
  • Cash: 0-5%
  • P2P-lending: 5%
  • Crypto: 20%

Ideas for March

Hopefully, some buy orders will hit, otherwise, I might have to adjust them a little, since I don’t want to keep too much cash on hand.

Website Goals

  • Nothing new planned

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