This month was a month of extremes, we had snow and ice to skate on and we had temperatures of 19 degrees Celsius. The extremes were also visible in my portfolio, I had a huge run-up and at the and of the month we experienced a big dip in stocks and crypto, up to -25%. Ouch! Let’s see what happened to the portfolio and if we still managed to get this month in green.
Capital Growth Portfolio
Portfolio value goes up steadily, nothing too special.
Portfolio value: €4716.4
Retirement Fund Portfolio
Steady growth in the pension fund, 1.04% monthly ROI.
Portfolio value: €866.49
Index Fund & Stock Portfolio
A lot has happened this month; I had some old orders in my account, which almost all hit because of the big pullback on a lot of stocks. I also made my first bad purchase, so let’s start with that… I bought Ballard Power Systems ($BLDP) because I was expecting it to grow short term. I bought 10 stocks at $36.55 on February 3rd; I wanted to sell them at $45-50 as a short trade, it grew to $40.99 and then the company brought a lot more shares on the market at $37.00, which caused the stock to drop a lot. I will continue to hold for now, because the fundamentals still seem strong.
I also bought some dividend stocks, 7 $UNA (Unilever) at €44.745, 24 $GOLD (Barrick Gold) at $19.75 and 15 $AD (Ahold Delhaize Koninklijke) at €22.08. I’m really happy with these buys, although most of them have dipped a little lower as of now.
Portfolio value: €3485.58
Passive income: €0
Real Growth/Decline: €-346.32
If you want to start investing as well, the platform I’m investing on (DeGiro), but you can also invest on other platforms like eToro.
No comments, just a little growth!
If you are living in the Netherlands and you are interested in using this platform, send me an e-mail on email@example.com. I will send you the affiliate link to enjoy a €15 signup bonus!
Portfolio value: €126.00
P2P Lending Portfolio
No comments, just steady growth!
Portfolio value: €558.46
Passive income: €3.72
If you sign up using my affiliate link, we will both receive 1% of our average daily balance which is paid in 3 instalments for the first 90 days.
I said I wanted to test more platforms like BlockFi, so this month I created an account for Swissborg. I deposited €50 and bought USDC to receive interest, and when bitcoin has a correction, I will probably use it to buy BTC. Meanwhile, it will yield me 10.53%.
On top of that, I received interest from BlockFi.
Celsius is still on my list to test, but as you can see, I’m trying Swissborg first!
Portfolio value: €2558.07
Bitcoin value: 0.04210915
Ethereum value: 1.0737478
Total Portfolio Overview
Portfolio value: €13322.17
Passive income: €3.72
Total growth/decline: €1104.05
Real growth/decline: €604.05
Ideas for February
This month I’m going to look into new P2P or Real Estate investment options.