December is always a hectic month, although it was quieter this year due to the lockdown and restrictions. Nonetheless, we had a lot of fun with the family, especially during the holidays. On top of this, the portfolio grew nicely; we saw a big increase in the crypto portfolio as bitcoin reached a new all-time high of $34,000. A lot also happened in the stock portfolio, so I had some real fun this month!
Capital Growth Portfolio
After a year of investing with Binck, the portfolio has grown 3.84%, which isn’t the greatest ROI (return on investment). This is mainly because the biggest investments added to this portfolio were before the COVID-19 pandemic. However, I am still happy with the returns because profit is profit and having it in a savings account would have gotten me a yield of 0.01%.
Portfolio value: €4471.81
Retirement Fund Portfolio
This portfolio is only 4 months old, which makes the ROI a lot higher since the cash was invested during the coronavirus pandemic. The ROI is 7.54%.
Portfolio value: €648.95
Index Fund & Stock Portfolio
This is definitely my favorite stock and ETF portfolio, I really like choosing companies myself. I know I probably won’t be able to outperform ETF’s but since a big portion of the portfolio is following ETF’s I like the risk-reward ratio.
This month I sold my WORK for $42.95 per share and bought 2 CRM (Salesforce.com) shares @ $225.86. I also bought 6 UNA (UNILEVER) shares for €48.31 each. I’ve added UNA for the dividend and Salesforce.com as a growth stock.
Portfolio value: €3010.08
Passive income: €6.50
Real Growth/Decline: -€33.88
If you want to start investing as well, the platform I’m investing on (DeGiro), but you can also invest on other platforms like eToro.
No comments, just a little growth!
If you are living in the Netherlands and you are interested in using this platform, send me an e-mail on firstname.lastname@example.org. I will send you the affiliate link to enjoy a €15 signup bonus!
Portfolio value: €124.10
P2P Lending Portfolio
No comments, just steady growth!
Portfolio value: €550.40
Passive income: €5.00
If you sign up using my affiliate link, we will both receive 1% of our average daily balance which is paid in 3 instalments for the first 90 days.
This month I added a little to my Ethereum position around €100, and I bought some VeChain around €50. The VeChain position will be a swing trade to gather more BTC. I also should some bitcoin to lock in profits at $24999, which now seems like a bad decision, but at least it’s realised profit.
Portfolio value: €1752.61
Bitcoin value: 0.03761602
Ethereum value: 1.07060337
Total Portfolio Overview
Portfolio value: €10557.95
Passive income: €11.50
Total growth/decline: €1008.87
Real growth/decline: €458.87
Ideas for January
Just continue adding stocks and maybe some crypto, no big changes for January.
- Try to write some other blog posts