August 2020 Monthly Investment Report

Investment Portfolio Overview August 2020

Today is the first day of my 3-week holiday, which I’m looking forward to. I will be going on two trips, one to Eifel, Germany for a long weekend and the second for a week to a Landal park in the Netherlands. Our options were quite limited due to the pandemic, but the kids love the parks with all the playgrounds and the huge swimming pool.

This month my girlfriend started investing as well, which is really cool. In the Netherlands, we have an investing app called Semmie, which is a daughter company of Binckbank. You get a nice starting bonus of €15, once you invest only €50, which already is 30% gains without doing anything.

Capital Growth Portfolio

I thought it would be interesting to see what the Capital Growth portfolio consists of at the moment, so I added a list of all the index funds below.

Stocks

BlackRock Emerging Markets Equity Index Fund
BlackRock Europe Equity Index Fund
BlackRock North America Equity Index Fund
BlackRock Pacific ex-Japan Equity Index Fund
Vanguard Emerging Markets Index Fund
Vanguard European Stock Index Fund
Vanguard Japan Stock Index Fund
Vanguard U.S. 500 Stock Index Fund

Bonds

State Street Global Advisors EMU Government Bond Index Fund
State Street Global Advisors Euro Corporate Bond Index Fund

Real Estate

BlackRock Developed Real Estate Index Sub-Fund

Short-term bonds

Parvest Bond Euro Medium Term Privilege
BNP Paribas Insticash Eur 3M Standard VNAV [IT1, C]

Portfolio value: €3921.35
Deposits: €100
Growth/decline: €186.93

Index Fund & Stock Portfolio

I just increased my cash position a little this month; I’m waiting for some good entry points in the tech sector, almost everything is trading at an all-time high, unfortunately. It can still go higher, but it doesn’t feel right to enter the tech market right now!

Portfolio value: €1728.51
Deposits: €200
Passive income: €0
Real Growth/Decline: €-53.53

If you want to start investing as well, the platform I’m investing on (DeGiro) currently has a long waiting list, so if you want to start now you should check out eToro.

Semmie Portfolio

So I only started using this investing app to enjoy the €15 signup bonus, my girlfriend also received €15 because I joined using her referral link. The fees of the app are quite decent; they are only a little higher than a the Binck Forward product I am using. The yearly fee is 0,7%, and it has a fund cost of 0,24%. The thing that is really cool is they only invest in socially responsible funds; my small portfolio is currently invested in the following funds and bonds:

UBS ETF (LU) MSCI EMU Socially Responsible
ACTIAM Duurzaam Index Aandelenfonds Pacific
ACTIAM Duurzaam Index Aandelenfonds Wereld
ACTIAM Duurzaam Index Vastgoedfonds Europa
iShares € Corp Bond 0-3yr ESG UCITS ETF
UBS ETF (LU) MSCI Emerging Markets Socially Responsible
ESG EUR Corporate Bond UCITS ETF

If you are living in the Netherlands and you are interested in using this platform, send me an e-mail on info@coinpooper.com. I will send you the affiliate link to enjoy a €15 signup bonus!

Portfolio value: €50.74
Deposits: €50
Growth/decline: €0.74

P2P Lending Portfolio

Mintos

No comments, just steady growth!

Portfolio value: €533.86
Deposits: €0
Passive income: €4.72

If you sign up using my affiliate link, we will both receive 1% of our average daily balance which is paid in 3 instalments for the first 90 days.

Total Portfolio Overview

Portfolio value: €6190.76
Deposits: €350
Passive income: €4.72
Total growth/decline: €345.16
Real growth/decline: -€4.84

Ideas for September

Still researching some stocks, looking into the EV sector now. This includes stocks like Tesla (TSLA), Nio (NIO), Li Auto (LI), Xpeng (XPEV), Nikola Corp (NKLA) and Spartan Energy Acquisition Corp (SPAQ).

Website Goals

  • Going on holidays, so no big plans for the website!

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